**Scope of this Privacy Policy**
This Privacy Policy applies to all visitors ("Visitors") accessing the website https://www.sunraywealth.com (“Site”) and providing personal or other information to SunRayWealth via this platform.
**Information Covered by the Policy**
This Privacy Policy governs the handling of personal and other information provided by Visitors directly to the Site, as well as data automatically collected by SunRayWealth’s servers through browser interactions (“Information”).
By accessing, using, or registering on the Site, you grant explicit consent for SunRayWealth, its subsidiaries, parent entities, group companies, affiliates, partner banks, associate partners, and service providers to contact you via email or telephone. This contact may pertain to the services or products you have expressed interest in, promotional updates, or offers from SunRayWealth and its associated entities. Such communication may occur even if you are registered under Do Not Disturb (DND), Do Not Call (DNC), or the National Consumer Preference Registry (NCPR). Additionally, you consent to SunRayWealth sharing your details with its affiliates and partners for these purposes.
**Data Usage and Sharing**
SunRayWealth ensures that the information collected is utilized solely to deliver superior services and enhance your experience. Your data will not be disclosed to external organizations except when necessary to facilitate services, complete transactions, comply with applicable regulations, or fulfill terms and conditions.
Specifically, your demographic and personal details may be shared with third parties such as Credit Information Companies for credit profiling, targeted communications, and customized offers. By using the Site, you authorize SunRayWealth to obtain credit-related information and indicative scores from such companies on your behalf.
**Third-Party Relationships**
SunRayWealth collaborates with various affiliates, partner banks, and service providers to deliver financial products like loans and credit cards. If you engage with these third parties through the Site, their privacy policies will govern your interactions with them. SunRayWealth is not responsible for the data practices of these external entities.
**Data Security**
The information collected is safeguarded using advanced encryption techniques during both transmission and storage. Data access is restricted to authorized personnel on a need-to-know basis, and detailed audit trails are maintained for tracking data origin, IP addresses, and device locations.
Cookies are employed to improve user experience, storing non-personal data (e.g., browser type, clickstream activity) and user preferences. While cookies do not store sensitive personal information (e.g., name, account number), they enable personalized content delivery and simplified navigation. Future implementations may include cookie encryption for additional security.
**Advertising**
Third-party advertising entities may use cookies to serve tailored advertisements based on your visits to this and other websites. However, no personal information such as your name, address, or contact details will be shared with these advertisers.
**User Rights**
Visitors may update or correct personal details, such as contact information, by reaching out via email at service.sunraywealth@gmail.com
SunRayWealth does not store or retain credit card details within its database, nor does it access payment information entered during transactions.
**Legal Disclosures and Policy Updates**
SunRayWealth may disclose personal information when required by law or to comply with legal obligations. Updates to this Privacy Policy will be posted on the Site, and it is the user’s responsibility to review these changes periodically. You may opt-out of updates to the collection or sharing of your information by contacting service.sunraywealth@gmail.com
At SunRayWealth, your trust is paramount. We remain committed to safeguarding your privacy and delivering the highest standards of service.
